The Financial Resources of the Bank includes shares, debentures, grants, subsidies and fees, deposits from the public, loans from the Government and other sources like cash credit from other banks and NABARD as approved by RCS, Punjab.


     Rs. in crore 
Reserves and Other Funds410.29412.63408.77427.82386.58361.74
Paid-up Share Capital70.9171.7372.9574.5275.8677.16
Total Own Funds 481.2484.36481.73502.34462.44449.71
Loans advanced during the year
SADB Level487.08431.64501.11506.54559.80490.22
PADBs Level 513.11465.54628.07646.69663.59488.98
Total Loans Outstanding2187.952226.662309.872428.862617.952704.03
Borrowings Outstanding2048.62123.062163.142277.792332.102368.63
Working Capital (average) 2783.42962.533131.563234.983210.953357.00
SADB 20.7028.7725.6624.9325.4210.81
PADB 35.6154.9243.9941.0921.071.90
Total 56.3183.6969.6566.0246.4912.71

Rate of Interest

Loan AmountRate (%)
Upto Rs. 50000/-11.75%
Above Rs. 50001/- 12.95%
Commercial Dairy
(10 or more milch animals)
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